FAQ

What are you short term loans?

We provide small unsecured loans to people who need some emergency cash to meet their expenses. The loan is directly deposited into your bank account. We provide a quick and convenient solution to borrow some extra cash till your next paycheck.

How much can I borrow?

You can borrow from $100 up to $1,000 with a short term loan.

What can a short term loan be used for?

You can use borrowed money for any purposes. For example, you can use your short term loan for medical expenses, car repair, shopping, vacation, house repairs etc.

When I will receive my loan?

Once your information has been verified, we will deposit the loan into your checking account the next banking day.

Is there an application fee?

No. There is no application fee or any other hidden charges.

Do you require me to fax any documents?

No. Typically, we do not require our customers to fax any documents. We strive to make the process convenient and hassle free.

Is my personal information confidential?

Yes. We value your privacy and take all necessary steps to protect your personal and banking information.

What are your fees?

The fees vary depending on your loan amount, credit score and state. Generally, you will pay from $15 up to $20 for every $100 borrowed.

Do I need to be employed to get a short term loan?

Yes. You must be employed for at least 2-3 months to get qualified for a loan.

What if I have less than perfect credit?

Your poor credit is not a problem when applying for our short term loans. We do not perform credit checks, and your application is not approved or declined based on your credit rating.

What about collateral?

Collateral is not required. Your employment and monthly income make sure that you are able to pay back the loan.

Do I need direct deposit?

You must have an active bank account with direct deposit to get a loan.

Will you contact my employer?

No. We don`t contact your employers in regards to your application.

When will my loan be due?

You will choose the due date that meets your personal needs. Typically, the short term loan term ranges anywhere from 7 to 30 days away, and you can pay back the loan on your next payday.

Can I pay back my short term loan early?

Yes. You can pay off your loan before the due date.